Home Loan
First home buyer loan
Help with Buying Your First Home. Buying your first home is a big step to take. We’re here to help make that process easier and assist you with expert advice and support.
Investment
We’ll help you tailor the right home loans to your goals. Whether you are focusing on capital growth, rental income, or a combination of both – by selecting the right loans for your investment properties, you can minimize your interest, maximize your borrowing capacity, extend your interest only periods, and reduce your necessary deposits. This in turn can allow you to buy more investment properties sooner, which can assist you in reaching your goals (such as financial independence) faster.
Refinancing
We’ll help you save thousands of dollars and unlock equity. It’s important to review your loan facility and its limits every 2 – 3 years. This effectively allows you to change your loan to suit new circumstances, or take advantage of better rates that weren’t available when the original loan was being taken out. This can be done by restructuring your loan payments to a better deal, over a longer or shorter period or with different interest rates.
Credit Impaired
Impaired Credit Loans: A Second Chance. Having a less-than-perfect credit report is not the end of the world. We have access to many lenders who specialise in credit‐impaired loans to suit a broad range of situations. we also provide the right guidance to actively repair their credit file.
Low doc home loan
It’s primarily suited to self-employed borrowers. If your tax returns are not up to date, don’t stress! There are many lenders that would consider alternative income documents such as an accountant’s letter or your BAS.